:root{
  --navy:#1B3160; --navy-dk:#0F1E3D; --navy-mid:#1F3B72; --blue:#2558BB;
  --sage:#4A7A5A; --sage-lt:#5E9470; --sage-pale:#EAF3ED; --gold:#C9A84C; --gold-pale:#FBF3DC;
  --white:#fff; --off:#F5F7FA; --light:#EDF1F7; --bd:#D4DCE8;
  --tx:#1A1E2E; --mut:#5A6478; --lt:#8A96A8;
  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Helvetica,Arial,sans-serif;
  --serif:'Playfair Display',Georgia,'Times New Roman',serif;
  --wrap:1160px; --nav-h:76px;
}
*{box-sizing:border-box}
body{margin:0;font-family:var(--sans);font-size:16px;line-height:1.65;color:var(--tx);background:var(--white);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{margin:0;letter-spacing:-.02em;text-wrap:balance}
p{margin:0 0 .85em}
p:last-child{margin-bottom:0}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 32px}

/* nav */
.nav{position:fixed;top:0;left:0;right:0;height:var(--nav-h);z-index:1100;background:rgba(15,30,61,.97);
  backdrop-filter:saturate(140%) blur(8px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav-in{max-width:var(--wrap);margin:0 auto;padding:0 32px;height:100%;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:11px;margin-right:auto}
.brand img{width:34px;height:34px;display:block}
.brand-t{line-height:1}
.brand-t b{display:block;font-family:var(--serif);font-size:20px;font-weight:700;color:#fff;letter-spacing:.06em}
.brand-t span{display:block;font-size:8.5px;letter-spacing:.34em;color:var(--sage-lt);margin-top:3px;font-weight:600}
.nav-links{display:flex;align-items:center;gap:28px;height:100%}
.nav-item{position:relative;height:100%;display:flex;align-items:center}
.nav a[data-nav]{font-size:13.5px;font-weight:500;color:#C6D2E6;padding:6px 0;border-bottom:2px solid transparent;transition:color .2s,border-color .2s;display:inline-flex;align-items:center;gap:5px}
.nav a[data-nav]:hover{color:#fff}
.nav a[data-nav].on{color:#fff;border-bottom-color:var(--sage-lt)}
.care{width:8px;height:8px;flex:0 0 auto;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-2px);opacity:.7;transition:transform .2s}
.nav-item:hover .care,.nav-item:focus-within .care{transform:rotate(225deg) translateY(1px)}
.nav-cta{background:var(--sage);color:#fff;font-size:13px;font-weight:600;padding:10px 20px;border-radius:999px;box-shadow:0 4px 18px rgba(74,122,90,.4)}

/* dropdown */
.dd{position:absolute;top:100%;left:50%;transform:translateX(-50%);min-width:290px;background:var(--navy-dk);
  border:1px solid rgba(255,255,255,.1);border-radius:12px;padding:10px;box-shadow:0 22px 48px rgba(3,8,20,.45);
  opacity:0;visibility:hidden;transform:translateX(-50%) translateY(6px);transition:opacity .16s ease,transform .16s ease,visibility .16s;
  display:flex;flex-direction:column;gap:1px;margin-top:8px}
.nav-item:hover .dd,.nav-item:focus-within .dd{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.dd a{display:block;padding:10px 14px;border-radius:8px;color:#D3DDEE;font-size:13.5px;font-weight:500;border-bottom:0;white-space:normal;line-height:1.3}
.dd a:hover,.dd a:focus-visible{background:rgba(255,255,255,.08);color:#fff}
.dd a em.nw,.nm-sub a em.nw{font-style:normal;font-size:9px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--sage-lt);
  border:1px solid rgba(94,148,112,.5);border-radius:3px;padding:1px 5px;margin-left:7px}
.dd .dd-hub{border-bottom:1px solid rgba(255,255,255,.08);margin-bottom:5px;padding-bottom:12px;font-weight:600;color:#fff}

/* mobile nav toggle */
.nav-toggle{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:40px;height:40px;
  background:transparent;border:1px solid rgba(255,255,255,.2);border-radius:8px;cursor:pointer;flex:0 0 auto}
.nav-toggle span{display:block;width:18px;height:2px;background:#fff;border-radius:2px;transition:transform .2s,opacity .2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.nav-mobile{position:fixed;top:var(--nav-h);left:0;right:0;bottom:0;z-index:1090;background:var(--navy-dk);
  overflow-y:auto;padding:12px 0 40px}
.nav-mobile .wrap{display:flex;flex-direction:column;gap:4px}
.nm-group{border-bottom:1px solid rgba(255,255,255,.08);padding:14px 0}
.nm-top{display:flex;align-items:center;justify-content:space-between;color:#fff;font-size:16px;font-weight:600;padding:6px 4px}
.nm-sub{display:flex;flex-direction:column;gap:2px;margin-top:8px}
.nm-sub a{display:block;padding:9px 10px;border-radius:8px;color:#C6D2E6;font-size:14px}
.nm-sub a:hover{background:rgba(255,255,255,.07);color:#fff}
.nm-cta{margin-top:14px;background:var(--sage);color:#fff;font-size:14.5px;font-weight:600;padding:13px 20px;
  border-radius:999px;text-align:center}

/* hero */
.page{padding-top:var(--nav-h)}
.hero{position:relative;overflow:hidden;background:linear-gradient(145deg,var(--navy-dk) 0%,var(--navy) 55%,#1E3E7A 100%);color:#fff}
.hero::before{content:'';position:absolute;inset:0;background:
  radial-gradient(ellipse 75% 60% at 115% 15%,rgba(74,122,90,.20) 0,transparent 55%),
  radial-gradient(ellipse 55% 55% at -10% 85%,rgba(37,88,187,.18) 0,transparent 55%)}
.hero-grid{position:absolute;inset:0;background-image:
  linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),
  linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:56px 56px}
.hero-in{position:relative;z-index:1;padding:76px 32px 68px;max-width:var(--wrap)}
.hero-lg .hero-in{padding:110px 32px 96px}
.eyebrow{font-size:11px;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--sage-lt);margin:0 0 18px}
.hero h1{font-size:clamp(2rem,4.4vw,3.35rem);font-weight:700;line-height:1.1;max-width:16ch;color:#fff}
.hero-lg h1{max-width:19ch}
.lead{margin:22px 0 0;font-size:clamp(1rem,1.5vw,1.15rem);line-height:1.6;color:#C6D2E6;max-width:64ch;font-weight:300}
.chips{list-style:none;display:flex;flex-wrap:wrap;gap:10px;margin:28px 0 0;padding:0}
.chips li{font-size:10.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.86);
  border:1px solid rgba(255,255,255,.24);background:rgba(255,255,255,.06);border-radius:999px;padding:7px 15px}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.btn{display:inline-flex;align-items:center;background:var(--sage);color:#fff;font-size:14.5px;font-weight:600;
  padding:14px 30px;border-radius:999px;box-shadow:0 4px 18px rgba(74,122,90,.4);border:0;cursor:pointer;font-family:inherit}
.btn-o{background:transparent;border:1px solid rgba(255,255,255,.34);box-shadow:none}

/* body */
.body{padding:64px 32px 88px;display:flex;flex-direction:column;gap:42px}
.blk h2{font-size:clamp(1.35rem,2.4vw,1.85rem);font-weight:700;color:var(--navy);margin-bottom:18px;display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}
.blk h3{font-size:1.02rem;font-weight:600;color:var(--navy);margin-bottom:7px}
.blk p{color:#333a4d;max-width:90ch}
.new-tag{font-size:9.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--sage);
  background:var(--sage-pale);border:1px solid #CBE0D3;border-radius:4px;padding:3px 8px;position:relative;top:-2px}

.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(272px,1fr));gap:18px}
.cards-4{grid-template-columns:repeat(4,1fr)}
.cards-5{display:flex;flex-wrap:wrap;justify-content:center}
.cards-5 .card{flex:0 1 calc((100% - 36px)/3)}
.card{background:var(--off);border:1px solid var(--bd);border-radius:12px;padding:24px 24px 26px}
.card p{font-size:14.5px;color:#414a60;max-width:none;line-height:1.6}
.card-n{display:block;font-size:11px;font-weight:700;letter-spacing:.16em;color:var(--sage);margin-bottom:9px}

.step{display:flex;gap:22px;align-items:flex-start;border-top:1px solid var(--bd);padding-top:26px}
.step:first-of-type{border-top:0;padding-top:0}
.step-n{flex:0 0 auto;width:46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;font-size:15px;font-weight:700;
  display:flex;align-items:center;justify-content:center}
.step-c h3{font-size:1.06rem;font-weight:600;color:var(--navy);margin-bottom:6px}
.step-c p{font-size:15px;color:#414a60;max-width:74ch}

.faq{border:1px solid var(--bd);border-radius:10px;background:var(--white);margin-bottom:10px;overflow:hidden}
.faq summary{cursor:pointer;padding:17px 22px;font-weight:600;color:var(--navy);font-size:15.5px;list-style:none;
  display:flex;gap:12px;align-items:baseline}
.faq summary::-webkit-details-marker{display:none}
.faq[open] summary{background:var(--off);border-bottom:1px solid var(--bd)}
.faq-q{color:var(--sage);font-size:11.5px;font-weight:700;letter-spacing:.1em}
.faq p{padding:16px 22px 4px;font-size:14.8px;color:#414a60;max-width:80ch}
.faq p:last-child{padding-bottom:18px}

.disc{background:var(--light);border:1px solid #E6D6A8;border-radius:10px;padding:20px 24px}
.disc h4{font-size:10.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#6B5518;margin-bottom:9px}
.disc p{font-size:14px;color:#4A3D10;max-width:82ch}

.lnk{color:var(--sage);font-weight:600;white-space:nowrap}
.lnk-a{font-weight:400}

/* consultation form */
.form-card{background:var(--off);border:1px solid var(--bd);border-radius:14px;padding:32px}
.f-row{display:flex;flex-direction:column;gap:7px;margin-bottom:20px}
.f-row label{font-size:13px;font-weight:600;color:var(--navy)}
.f-req{color:var(--sage);font-weight:700}
.f-row input,.f-row textarea{font:inherit;font-size:15px;color:var(--tx);background:#fff;border:1px solid var(--bd);
  border-radius:8px;padding:12px 14px;width:100%}
.f-row input:focus,.f-row textarea:focus{outline:2px solid var(--sage-lt);outline-offset:1px;border-color:var(--sage)}
.f-row textarea{resize:vertical;min-height:120px}
.f-hint{font-size:12.5px;color:var(--mut)}
.f-cap{margin:6px 0 24px}
.f-note{font-size:13px;color:var(--mut);margin-top:16px}
.f-status{font-size:14px;font-weight:600;padding:12px 16px;border-radius:8px;margin-top:16px}
.f-status.ok{background:var(--sage-pale);color:#245036;border:1px solid #CBE0D3}
.f-status.err{background:#FCEAEA;color:#7A2323;border:1px solid #F0C7C7}
.f-status[hidden]{display:none}

.foot{background:var(--tx);color:#8E99AC;padding:44px 0;font-size:13px}
.foot .wrap{display:flex;flex-wrap:wrap;gap:18px;justify-content:space-between;align-items:center}
.foot b{color:#C6D2E6;font-weight:600}
.foot-scope{flex-basis:100%;margin:0 0 10px;font-size:12.5px;line-height:1.6;color:#8E99AC}
.foot-links{display:flex;flex-wrap:wrap;gap:16px}
.foot-links a{color:#C6D2E6}
.foot-links a:hover,.foot-links a:focus-visible{color:#fff}
.draft-note{background:#FCF6E3;color:#4A3D10;border:1px solid #E8D9A0;border-radius:10px;padding:14px 18px;font-size:13.5px;line-height:1.6;margin-bottom:8px}

:focus-visible{outline:2px solid var(--sage-lt);outline-offset:3px;border-radius:4px}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
@media (max-width:900px){
  .cards-4{grid-template-columns:repeat(2,1fr)}
  .cards-5 .card{flex-basis:calc((100% - 18px)/2)}
}
@media (max-width:560px){
  .cards-4{grid-template-columns:1fr}
  .cards-5 .card{flex-basis:100%}
}
@media (max-width:820px){
  .nav-in{gap:14px}
  .nav-links,.nav-cta{display:none}
  .nav-toggle{display:flex}
  .wrap,.hero-in,.nav-in{padding-left:20px;padding-right:20px}
  .form-card{padding:22px}
}